Residential Mortgages Made Simple

Welcome To Christina A. DeMarinis Mortgages

Allow me to introduce myself. I’m a Mortgage Agent Level 2 (Lic. # M22002731), located in the beautiful city of Toronto, working for the brokerage The Financial Forum., Ltd (Lic. # 10505). I don’t just help you get the financing you need, I give guidance and advice to help you move to the community you desire so that you can live the life you dream of. From young couples just getting started to individuals looking to strike out on their own, I can find the solutions that will make the process easier and stress-free.

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Services

Funding Your Dream Home

I’m here to help you access the best mortgage deals so you can achieve your dream home. With access to a wide variety of lenders along with a deep understanding of the Toronto and GTA real estate market, I'll guide you through the entire mortgage process. From pre-approval all the way to closing, my customized service ensures you get the right mortgage personalized to your needs, lifestyle and financial situation.
Refinance With Certainty

If you're considering refinancing your current mortgage in Ontario, I’m here to help you. I'll evaluate your financial situation, analyze the current market and interest rates, and most importantly work endlessly to find you the best terms. Whether it's reducing your monthly payments, consolidating debt, or accessing home equity for home renovations, I’ll make the refinance process stress-free.
Investing In Property

I'll help you navigate the intricacy of investment mortgages, offering tips on rental income potential and the likelihood of property appreciation. I’ll help you with investments that range from single-family homes to multi-unit buildings. I'll secure the right mortgage options to boost your return on investment and build a highly successful portfolio.
First-Time Homebuyers Checklist

Download my checklist that all first-time homebuyers should be aware of when they go through the home ownership journey.
Tips To Improve Your Credit Score

If you are looking to get into the mortgage world and would like to build up your credit score before doing so, look no further! Download my infographic!
Client Journeys
Watch a series of modules to understand client strategies such as:

Book A Meeting With Me

If you’re looking to move the needle on a new or existing mortgage, want to get educated about mortgages or even connect as referral partners, go ahead and book a time that is convenient for you!

What People Are Saying

"Christina provides unparalleled value as a mortgage agent. Her standout quality is her unwavering dedication to her clients, offering unbiased advice and tailored solutions. What sets her apart is her ability to present a range of options and her unique blend of friendliness and professionalism. Christina's attentive listening and commitment to her clients' well-being, rather than financial gain, make her an outstanding choice. If you're considering working with a mortgage agent, I wholeheartedly recommend Christina. Her support during a significant life purchase is invaluable, and her dedication is unmatched."

Monica P.
"Christina is an amazing mortgage agent! I have referred clients to her, and have only heard positive things. Christina has a very personal approach, and makes sure her clients are educated and understand the cost breakdown of their mortgage. I specifically highlight her approach with first time home buyers, as she truly makes the process less overwhelming, and provides an admirable amount of support. I cannot recommend Christina enough, and will continue to refer clients to her!"

Adela S.
"Christina has provided me with beneficial, educational, and personalized information as a mortgage agent. She attentively listens to my concerns and goals, gives me a variety of options, and helps me choose the best options for me. She is professional, kind, polite, and encouraging as well. If you are considering a mortgage agent, I would highly recommend Christina!"

Dr. Ishani P.
"Christina DeMarinis is actually emotional and warm while discussing mortgages. Love it!"

Jan C.
"I like Christina’s attitude about educating her clients. I think it's admirable that she really cares about whether her clients feel supported and that they understand the process. If someone were looking for a mortgage, shopping around, especially these days, is more important than ever, and working with a broker like Christina is a great way to get started."

Millie G.
Christina is a very helpful mortgage expert. She gets to know her clients and what they're actually looking for. I found Christina easy to talk to and like I was in good hands. Thank you Christina :)

Giovanni M.
"As a realtor, it's incredibly important to have a trusted mortgage partner. We have to be successful on both ends to guide clients in the right direction, and that's what I trust Christina to do. Also, our similar core beliefs in protecting the client by educating them so that they hold the power to make the best decisions adds to an additional level of service, which is why I wouldn't hesitate to recommend Christina for any of my client's mortgage needs!"

Vivian L.
"Christina is personable and truly cares about all of her clients needs."

Patricia V.
"Christina has been a VIP member in my Professional Women's Meetup family for nearly two years now. Her unwavering commitment to our networking sessions is nothing short of inspiring. It's crystal clear that her passion for uplifting others is the heartbeat of her participation. In my PWM community, Christina is very supportive, always ready to extend a helping hand or a listening ear. Her passion for the mortgage industry is evident, and she's become renowned for her personalized approach. Christina doesn't just offer advice; she takes the time to truly understand her clients' unique situations, guiding them with education and clarity on their options. Her dedication not only enriches our group but also exemplifies the spirit of empowerment and connection that we hold dear at the Professional Women's Meetup."

Christine F.
"Christina is a top-tier Toronto mortgage agent who truly prioritizes her clients. She's dedicated, caring, and excels in finding personalized solutions. Her exceptional listening skills and ability to match client needs to their current situations are unmatched. If you're looking for a mortgage agent in Toronto, I highly recommend Christina. She's a trustworthy expert committed to your best interests, making your mortgage journey a smooth and successful one."

Diana R.
"I have worked with several mortgage brokers over the years, and my experience with Christina has been exceptional. Christina is committed to ensuring her clients are well-informed and confident in their decisions. Christina has been an absolute pleasure to collaborate with! Her proactive communication, attention to detail, and thorough understanding of the mortgage process make her an invaluable partner in any real estate transaction. I highly recommend Christina to anyone seeking a reliable and trustworthy mortgage broker."

Lovey D.

Blogs

First-time Homebuyers Checklist

Attention rookie home buyers! This handy checklist will help you ace the mortgage application process and make it a stress-free ride

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What Does A Mortgage Agent Do?

I get asked this question a lot and it’s simple as “what does a mortgage agent do?” or “what is your process?”. So, allow me to run you through both questions and provide some clarity.

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How To Come Up With Your Down Payment

I want to highlight the different options homebuyers have when it comes to their down payment in an attempt to ease any worry.

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