Blog
Self-Employed Mortgages: Stated Income
Stated income mortgages, also known as "no-doc" or "low-doc" loans, are designed for borrowers who may have difficulty providing traditional documentation of their income.
Empowering Entrepreneurs: The Self-Employed Mortgage Playbook
For self-employed individuals, the mortgage journey can be riddled with complexities due to fluctuating incomes and unique financial circumstances. In this article, we'll dive deeper into the nuances of self-employed mortgages while providing a comprehensive understanding of how they operate.
First-Time Home Buyers, Have You Lost Out?
Recently, both myself and Mary Da Rosa, individually explored the Canada Mortgage and Housing Corporation’s (CMHC) decision to discontinue its First-Time Home Buyer's Incentive as of March 21, 2024.
Taxes and Your Mortgage Application
Did you know that taxes can impact your mortgage application? I dive into important tips for maximizing deductions and ensuring a smooth mortgage application process
Simple Tips To Improve Your Credit Score
Here are 8 simple tips on how you can improve your credit score! Download available in the article!
What You Need To Know About Mortgage Renewals
By being informed and proactive, residents in Ontario can make well-informed decisions when it comes to mortgage renewals and potentially save money in the process.
First Home Savings Account (FHSA)
What you contribute and earn all goes towards your first home! With the FHSA you can contribute up to $8,000 a year, until you reach $40,000.
First-time Homebuyers Checklist
Attention rookie home buyers! This handy checklist will help you ace the mortgage application process and make it a stress-free ride. Download available in the article!
Mortgage Closing Costs
As a general rule of thumb, a homebuyer should set aside approximately 2% to 5% of the purchase price.
Why Is So Much Paper Work Needed For A Mortgage Pre-Approval?
I’m here to tell you it’s all for a good cause and to ensure we can maximize the mortgage we can offer you!
What Is The Difference Between a Renewal and Refinance?
I know they can be easy to confuse, so I’ve tried to simplify it for you!
Get To Know My "Why" Of Being A Mortgage Agent
I’ve broken down the 3 pillars of my services that I hold my self accountable to for each and every client I interact with.
What Is The First Home Savings Account?
Learn more about what the First Home Savings Account (FHSA) is!
What Does A Mortgage Agent Do?
If you’ve been wondering what a mortgage agent does, I’ve got the answers!
Christina DeMarinis and Monica Pardo Talk Mortgages and Insurance
Christina DeMarinis and Monica Pardo talk mortgages and insurance and so much more!
Canadian RSP Breakdown For Beginners
Christina DeMarinis and Millie Gormely Talk RSP options!
